MUST's H.E.L.P. (Higher Education Loan Program)

100% Interest Free Loan to fund your full education at MUST High School

Unlike many other loan programs, including Student Loans, Private Student Loans and Parent Loans, MUST's loan program emphasizes on making financial management easy for students.

Must's Student Loan Program Versus Other Student Loans

Features	MUST Student Loan Program	Federal Loan	Private loans
Eligibility	Enrolled in any program of MUST High School	Must be at least a half-time student	Based on credit criteria established by lender.
	Need and Non-Need Basis Both	Need and Non-Need Basis Both	Enrolled at least half-time at a 4- or 5-year college or High School
	Credit Check not mandatory	Credit Check not mandatory	Bounded by age limit
	FEFSA not required	Borrower must complete the Free Application for Federal Student Aid	Other lengthy documentation
	Students of MUST High School from any country and region and nationality	Students studying in schools under title IV	Regional eligibility
Interest Rate	0% interest rate	6.8% interest is charged	Interest rates vary based on credit history.
Repayment	Only principal amount borrowed is to be repaid	Borrower is responsible for all interest on the loan including while in college and during grace and deferment periods	Variable interest rate, depending on the prime rate. Can be as high as prime rate+6%
	1 month grace period	Grace period lasts till 6 months after studies are completed.	Grace period lasts till 6 months after studies are completed.
	Repayment within 5 years	Time period is positively correlated with amount borrowed	Time period is positively correlated with amount borrowed
Processing Fee	No Fee	3% origination fee and 1% guarantee fee	A repayment fee (3%) may apply to some credit tiers
Loan Amount	Up to full program fee of any program at MUST High School	Between $5,500 to $20,500, depending on grade level and dependency status	Individuals may borrow up to the cost of attendance less any other financial aid received.

Flexibility That MUST's H.E.L.P. Offers-Case Studies

Azzouz El Houri is from Kuwait. Being an exceptionally bright and hardworking individual, he has always stood out in academics. Being a man of integrity, he wanted to pursue his higher studies without burdening anyone else financially. He also wanted a degree with global recognition Keeping his budget in mind, he finalized two educational providers that offered what he was looking for. However, there were hidden costs that he detected after he budgeted his studies. Despite similar program fees, interest rate and loan fees increased the cost manifolds. What many are unaware of is that the interest on loans are applicable from day 1. Even if you are required to repay post-graduation, interest is applicable and continues to pile up. This is what happens:

	MUST High School	A Renowned Online High School
Program Fee	$1,900	$2,000
Duration	Loan provided for full program duration at once	Loan provided at the start of each year after applying FEFSA
Interest Rate	No interest applied	Interest rate applies from the day loan is granted
Repayment Duration (post graduation)	No fee deducted	3% fee deducted
Loan Fee (Origination+ Guarantee)	Up to 10 years	Up to 10 years (25 years in certain cases)
Loan amount paid in 5 years	$900	$ 1500

Despite the fact that the initial program fee was same, interest rates and loan fee can hike up the cost by 57% every month!


*	The logo, name and Graphics of MUST High School and its products and services are the trademarks of MUST High School. All other company names, brand names, trademarks and logos mentioned on this website are the property of their respective owners and do not constitute or imply endorsement, sponsorship or recommendation thereof by MUST High School and do not constitute or imply endorsement, sponsorship or recommendation of MUST High School by the respective trademark owner
*	Loan repayment duration for MUST High School Diploma program is 5 years.

Student Area | Alumni Area | Parent Area | Site map

MUST--Truly Global Education